How Long Does It Take to Buy A Home In Jamaica (PT10)

How long does it take to buy a house? No, really how long does this house buying process take in Jamaica?

Here are 5 things that affect how long your house buying process in Jamaica could take:

Cash Rules: From the day you sign your sale agreement and make that deposit, a typical cash sale can close anywhere between 30 -45 days in Jamaica.

Mortgage: Because of different internal processes and schedules, some lenders will take different lengths of time to process your mortgage. Now, some have committees that meet more frequently, others not so frequently. So when using a mortgage it actually takes about anywhere 90-120 days close your sale.

The Attorney: The attorneys are crucial, especially the vendor’s attorney because they’re preparing the agreement for sale and they’re also submitting all the documents. So if everything is done in a timely manner, then the sale can run relatively smoothly. Remember, as buyer, you hire an attorney as well. So if the vendor’s attorney is trying to send information that gets read 2 weeks later, that’s delaying your process. Call your attorney every week and ensure you get an update on the process. REMEMBER, YOU ARE PAYING THEM!

Government Offices: Remember, every agreement for sale must be stamped and assessed. Sometimes, if there is a backlog in system, it can delay the process. But there are different parts of the process can be expedited for a fee. Ask you attorney.

And the final and most important thing that could delay the process is YOU: I told you earlier, get all your ducks in a row. Make sure you have your deposit and closing cost saved because the minute you start your sale, things are going to be required and if you delay submitting required documents then you’re holding up your own progress.

Need more information? Get all the details in our free ebook, How to Buy an Apartment or Condo in Jamaica.

Need help finding your new home or office? Give us a call at +18765139222 or email me at


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